Member FDIC · FDIC-Insured, backed by the full faith & credit of the U.S. Government
Our #1 product since 1884

Agricultural Loans

Grown here. Banked here.

We've financed the ground under north central Kansas for 140 years. Your loan officer lives down the road, decisions are made in town, and we plan around your crop year, not a call center's script.

Grain auger pouring corn at sunset
Aerial view of a combine on a golden field

01 · What we finance

Financing for every acre and every season.

Operating & Input Lines

Working capital for seed, fertilizer, chemical, fuel, and feed, drawn as you need it and structured to your marketing plan and crop year.

Equipment & Machinery

Financing and refinancing for tractors, combines, augers, irrigation, and the iron that keeps the operation running.

Livestock & Herd

Purchase, expansion, and feeding financing for cow-calf, stocker, and feedlot operations, sized to your cycle.

Farm Real Estate

Long-term land loans to buy ground, expand the operation, or pass the farm to the next generation.

FSA & guaranteed loan programs. We work with USDA Farm Service Agency guaranteed and beginning-farmer programs to help you qualify when it counts.

Ask about FSA options

02 · How it works

Three steps, one local banker.

01


Sit down together

Tell us about your operation, your acres, and your plan for the year. We listen first.

02


We structure it locally

Your ag lender builds the right line and terms and takes it to a decision made right here in town.

03


We stay with you

Through drought years and good ones, we adjust with you, because we're banking the same season you are.

Two farmers shaking hands in a soybean field

03 · Your ag banker

A lender who knows your ground.

No committee three states away, no call center. Just an ag banker who understands a crop year, remembers last season, and can make a decision right here in town.

Meet your local ag lender

Here for farmers

Bank the season with someone who gets it.